In today’s episode, we sat down with Casey Dahl to talk about an insurance product that is gaining popularity among business owners. We give an overview of the product, how it works for individuals, and how you can implement this through your business as key person insurance.
Index universal life insurance, or IUL, is a type of permanent life insurance that provides both a death benefit and a cash value component. It differs from traditional universal life insurance in that the cash value is linked to an equity index, such as the S&P 500, instead of a fixed interest rate. This means that the policyholder can potentially earn higher returns on their cash value. The cash value can be accessed through withdrawals or loans. If managed correctly, the cash value can provide tax-free income in retirement or be used to fund large purchases, investments, or in emergencies.
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Featured Guest: | Casey Dahl | Company: | Co-Owner, Power 3 Financial |
Email: | caseythedollar@gmail.com | ||
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